Financial Information

Our promise to you

There are no surprises when you visit our office. You will know which services will be provided, as well as what your responsibilities will be. You deserve nothing less.

Dental treatment is an excellent investment in your medical and psychological well-being. That’s why we believe that financial considerations should not be an obstacle to obtaining this important health service.

Forms of Payment

  1. We accept all major credit cards.
  2. We process all major dental insurance.
  3. Dr. Margaret Janisse is a participating provider with Delta Dental Premier Insurance.
  4. We also offer no-interest financing through CareCredit, subject to credit approval.

Interest-free financing

Since we’re sensitive to the fact that different people have different needs for fulfilling their financial obligations, we are pleased to be able to offer several payment options.

Depending upon your circumstances, these plans offer 0% interest for up to 12 months. You can also receive low-interest financing to spread payments up to 60 months. The choice is yours. Our office administrator will be happy to assist you with any questions you may have.

Insurance Accepted

Dental insurance is great! We will gladly help you fill out all those complicated forms and even accept the assignment of insurance benefits so your “out of pocket” can be minimized. We will even allow our office insurance expert to evaluate your particular insurance plan and work to get you the maximum reimbursement all just for you!

Please bring all your insurance information with you to help us out. We cannot bill your insurance unless you bring all the information. Should you experience any change in your insurance information, please inform us before your appointment.

You should remember that your insurance policy is a contract between you and your insurance company, and we are not a party to that contract. What that means is our doctors work for and get paid by you; i.e., you are ultimately responsible for the payment of all fees for our service.

Concerning Insurance Co-Payments

You will need to pay any deductible and fee co-payments the day of your appointment with cash, check, or credit card. If your insurance company has denied or not paid your account in full within 45 days, the balance of your account will then become your responsibility to pay within 15 days.

Please be aware some and perhaps all of the services provided may be “non-covered” services and not regarded as “reasonable and necessary” under your insurance program. Regardless of the insurance company’s determination of usual and customary rates or amount of assignment, you are required to pay the full amount charged by our office. There is no write-off of fees.